Its a soft pull to see what your offers are. If you apply for one of those cards it will be a hard pull.
;
@Creditaddict wrote:
@forceedge99 wrote:
If I go through and do this..it is a hard inquiry?
I've noticed when reading through the fine print (after you submit your name and hit next) it explains it will be an inquiry..
Anyone know if it's a soft or hard inquiry?
Thanks.It's SP
If you don't get an "EXCLUSIVE" Offer then you are not really getting any offers.
Also now that pretty much each bank has a pre-qual on it's very own site it's rarely better idea to go this way unless it's for the Amex BCP because of the additional bonus cash offer.
chase, citicards, discover, barclay, bofa all have pre-qual tools thar are very accurate.
I just checked the discover site and I am pre-approved for the discover It card. I have other cards I want first so I will stay in the garden. Even though it tells me I am pre-approved it does go on to say that its not guaranteeed that I will be approved if I apply just that my credit profile meets their initial criteria. Also pre approved for american airlines citi card and the basic citi hilton card (I wonder why the reserve did not pop up, is it because I said I was interested in travel over rewards or is it harder to get than the non-AF hilton card?).