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@Creditaddict wrote:
@1GaDawg85 wrote:I burned several big fish when I declared BK in 2012. How long should I wait before trying to get back in with them?
seems you are in with a number of good banks already!
Discover seems to forgive the fastest
chase is pretty much no until bk is gone
amex is 7+ years
bofa is at least 3 years from baddie but not sure if you burned them
and of course as always we see exceptions of some that get in much sooner and some that just never get back in.
any banks i didn't list that you wonder in paticular.
Isn't Amex longer then 7 years ...More like 10-15+ if you Burned them in a BK?
Discover was an instant approval with CS over 640 and 2.5 years post BK (but didnt burn them). I'd skip Citi, Chase, AMEX, until BK is gone and possibly any outstanding debt paid off. I didnt burn any major banks, and Citi, Chase, and AMEX wont touch me almost 4 years post.
Swell Discover doesn't want me back yet....guess I'll wait it out now
After calling discover several times, they don't seem interested in me.....oh well! Try again in a few months
Figured this is a great topic for those that want to know who might be forgiving when trying to rebuild