Credit Card Center Advertiser Disclosure

New Contributor
Posts: 56
Registered: ‎11-16-2008
0 Kudos

Question about income verification

Hey all,

My sister in law started working at home about 4 months ago, and she primarily gets paid via PayPal from differant clients she has. She just applied for a CC and they wanted to verify income. What can she send in being that she is paid through PayPal?


Established Member
Posts: 18
Registered: ‎09-01-2007
0 Kudos

Re: Question about income verification

If they require more than the transaction statements that she can print out at PayPal, and that's her only individual source of income and there is no other significant household income that she can submit to them, you might suggest she read over the Business Credit forum here, particulary the Business Credit 101 thread. Since she is effectively running her own business, she'll just need to follow whichever guidelines there fit her particular situation to formalize her business and be better able to apply for and be granted personal and business credit.

Valued Contributor
Posts: 3,022
Registered: ‎08-13-2009
0 Kudos

Re: Question about income verification

She can send in a copy of last year's tax returns (page 1).


Or if her at home business has a manager (someone she "reports" to), maybe they will write a letter stating her income is between x and xx a month.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.