Question about "Flexible Spending Credit Card"

[Lyythine]

I jumped on the US Air 50k reward from barclay last month and was approved, however, when the account posted to my CR, it shows as a "flexible spending credit card."

Anyone have any idea why? or what that may mean?  I have had varous charge cards report as such, but not a credit card.

[Anonymous]

It means that you can charge over your CL but need to pay any excess plus your minimum payment on your next statement.  

[Lyythine]

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@Anonymous wrote:

It means that you can charge over your CL but need to pay any excess plus your minimum payment on your next statement.  

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Thank, Irish!  I assumed as much, but did not think that was a thing with barclay cards, which is why I asked.  

Now... what to buy so I can test it out

[Anonymous]

I think most Visa Signature and World Mastercards are NPSL now but not sure why some report that way and others don't 

[Klesko]

My new barclays arrival card is reporting this way. I was wondering what it meant. 

[TRC_WA]

My Sallie Mae is reporting the same...  Flexible spending CC.  Gotta love the WMC perks.

[Anonymous]

...but it's a limit to the amount over the limit though correct?

[Klesko]

Yes you never want the balance to report as higher than the CL. It means the card wont be rejected if used for a purchase which would put it over the limit, though I am not sure by how much. 

[Anonymous]

My Visa Sig. mentioned the details in the terms but I skimmed over it because I don't plan on charging over the 5.8k limit.

[-Wade-]

My US Bank Cash+ reports that way also