Question about the CSP and Freedom.

[Awesomely]

My Freedom is a $4,000 limit and my CSP has a $9,000. Would they let me move $8,500 of the CSP's credit line to the Freedom or would that make me lose my World Mastercard status since only $500 would be left on the CSP? Thanks.

[myjourney]

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@Awesomely wrote:

My Freedom is a $4,000 limit and my CSP has a $9,000. Would they let me move $8,500 of the CSP's credit line to the Freedom or would that make me lose my World Mastercard status since only $500 would be left on the CSP? Thanks.

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You can move as long as the cards have been open 12 months 

They will require you to leave at least 500 on one card 

EDIT and i'm pretty sure the WMC would no longer exist...others will verify 

[FinStar]

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@Awesomely wrote:

My Freedom is a $4,000 limit and my CSP has a $9,000. Would they let me move $8,500 of the CSP's credit line to the Freedom or would that make me lose my World Mastercard status since only $500 would be left on the CSP? Thanks.

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Minimum CL requirements for CSP is $5K.  IIRC, it cannot be lowered beyond that threshold due to how CSP is coded.  You could check with them to see if they can move $4K from CSP to your Freedom though.

[longtimelurker]

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@Awesomely wrote:

My Freedom is a $4,000 limit and my CSP has a $9,000. Would they let me move $8,500 of the CSP's credit line to the Freedom or would that make me lose my World Mastercard status since only $500 would be left on the CSP? Thanks.

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It would probably be better to leave CSP at $5K to avoid issues, but I guess ask Chase.   Just wondering though why you want to do this to this extreme (I've just got a new Freedom so want to see if I am missing something!)   Currently I don't see the need for a big CL on Freedom, as the benefits max out at $1,500 per quarter.  Do you have Chase checking and want to make the most of the 10% or something

[Awesomely]

I don't travel and barely eat out so I would just like to have one card open, the freedom would get more use from me than the CSP.

[FinStar]

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@longtimelurker wrote:

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@Awesomely wrote:

My Freedom is a $4,000 limit and my CSP has a $9,000. Would they let me move $8,500 of the CSP's credit line to the Freedom or would that make me lose my World Mastercard status since only $500 would be left on the CSP? Thanks.

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It would probably be better to leave CSP at $5K to avoid issues, but I guess ask Chase.   Just wondering though why you want to do this to this extreme (I've just got a new Freedom so want to see if I am missing something!)   Currently I don't see the need for a big CL on Freedom, as the benefits max out at $1,500 per quarter.  Do you have Chase checking and want to make the most of the 10% or something

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That's what I was wondering about.  The highest yield benefit is derived more on the CSP.

[FinStar]

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@Awesomely wrote:

I don't travel and barely eat out so I would just like to have one card open, the freedom would get more use from me than the CSP.

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Was your main reason for obtaining CSP originally for travel?

[Gatortrout]

Did you orginally just get the CSP for sign up bonus?

Could you move the full CL and close CSP?

[Awesomely]

I just had a change of jobs, I'll call in and see what can be done.

[FinStar]