Credit Cards

[hehateme000]

HI everybody, new member here...I am a little confused on what and where my credit card can be used. It is a GE Capital credit card, limit of $1000, and it says"Home Design" on the front. Does that mean it can only be used on stuff for home design? Can I use this card anywhere, like Target or Walmart? Thank you

[jsucool76]

Where did you apply for it? Those cards can usually only be used at the store in which you applied.

IE:if you applied at a furniture store near you, it can be used there only

Big AFAIK on this one.

[hehateme000]

I applied for it at a local furniture store called Dons Furniture. That would be pointless if it could only be used there, it seems like it is such a small store that I could use it somewhere else....the website doesnt really tell me anything either, and it wont let me register because it cant verify my social and bday. So im confused lol

[jsucool76]

Yeah. Then it can only be used at don's furniture. While it may be a small store, furniture is expensive and cards like this one will usually offer long term financing.

[nicholasyud]

do you have the 16 number and expiration date ??? if then yes you can used it anywhere with visa or master card logo

[hehateme000]

Ah OK, just saw that it doesnt have an expiration date or a logo on it. Just a 16 digit number. Probbly can only be used there. Ill double check and ask them after Christmas. Thanks guys

[stormb28]

No logo & no exp date, its official, it can only be used at that particular store.

[hehateme000]

It even says Dons Furniture WHS on the front lol, now it seems like a stupid question :/ Glad I found thise site tho, I am trying to build my credit up and so far so good, only thing hurting is the 14 inquiries haha

[stormb28]

Look into a secured card, of those 14 INQS were all denials?