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Established Contributor
ztnjpv
Posts: 543
Registered: ‎02-01-2012

Question for PenFed card holders

I am still in the first month of usage on my PenFed Platinum Rewards Visa. I have put a few purchases on the card from Gas Stations that were not "PAID AT THE PUMP" as a little experiment to see if it still gets the 5%. And to tell you the truth, I am a little anxious to know and don't want to wait. 

 

Has anyone crunched the numbers on this with purchases from gas stations that are not "PAID AT THE PUMP"? What was the result? 5% or not?


Starting Scores (Sept 2011): All lower-mid 600s. CURRENTLY: TU FICO: 785 (2/7/13), EQ FICO 762 (2/7/13), EX FICO 776 (5/11//13) (PSECU). Goal: Achieved! Now Maintain!
Frequent Contributor
OnTheRebound
Posts: 345
Registered: ‎08-05-2009

Re: Question for PenFed card holders


ztnjpv wrote:

I am still in the first month of usage on my PenFed Platinum Rewards Visa. I have put a few purchases on the card from Gas Stations that were not "PAID AT THE PUMP" as a little experiment to see if it still gets the 5%. And to tell you the truth, I am a little anxious to know and don't want to wait. 

 

Has anyone crunched the numbers on this with purchases from gas stations that are not "PAID AT THE PUMP"? What was the result? 5% or not?


Like it says.  "Paid At The Pump". Otherwise, you get 1% if paid inside. I know this from experience. The reason I think they do this is to prevent you from racking up 5% on cigs, soda, chips, beer, etc.

Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: Question for PenFed card holders


OnTheRebound wrote:

ztnjpv wrote:

I am still in the first month of usage on my PenFed Platinum Rewards Visa. I have put a few purchases on the card from Gas Stations that were not "PAID AT THE PUMP" as a little experiment to see if it still gets the 5%. And to tell you the truth, I am a little anxious to know and don't want to wait. 

 

Has anyone crunched the numbers on this with purchases from gas stations that are not "PAID AT THE PUMP"? What was the result? 5% or not?


Like it says.  "Paid At The Pump". Otherwise, you get 1% if paid inside. I know this from experience. The reason I think they do this is to prevent you from racking up 5% on cigs, soda, chips, beer, etc.


+1
Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: Question for PenFed card holders


Crashem wrote:

OnTheRebound wrote:

ztnjpv wrote:

I am still in the first month of usage on my PenFed Platinum Rewards Visa. I have put a few purchases on the card from Gas Stations that were not "PAID AT THE PUMP" as a little experiment to see if it still gets the 5%. And to tell you the truth, I am a little anxious to know and don't want to wait. 

 

Has anyone crunched the numbers on this with purchases from gas stations that are not "PAID AT THE PUMP"? What was the result? 5% or not?


Like it says.  "Paid At The Pump". Otherwise, you get 1% if paid inside. I know this from experience. The reason I think they do this is to prevent you from racking up 5% on cigs, soda, chips, beer, etc.


+1

+2

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
ztnjpv
Posts: 543
Registered: ‎02-01-2012

Re: Question for PenFed card holders

OK. Thanks. Wasn't sure if someone tried and found out that many gas stations somehow don't distinguish in their merchant codes between payinf inside or at the pump. I'll avoid using the PenFed inside.


Starting Scores (Sept 2011): All lower-mid 600s. CURRENTLY: TU FICO: 785 (2/7/13), EQ FICO 762 (2/7/13), EX FICO 776 (5/11//13) (PSECU). Goal: Achieved! Now Maintain!

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