Reply
Valued Contributor
wHiTeSoL
Posts: 1,063
Registered: ‎07-09-2013
0

Question for all DCU credit card holders

I'm ashamed to ask this but I recently got a DCU platinum card and deposited the minimum into checking, since I dont use them for my direct deposit I cant seem to find a way to pay my credit card. I sent a SM and got an equally confusing answer back so,

 

For everyone who has a DCU credit card that doesn't pay it from DCU checking; how do you pay your credit card bill?


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Moderator
09Lexie
Posts: 26,608
Registered: ‎09-13-2012
0

Re: Question for all DCU credit card holders


wHiTeSoL wrote:

I'm ashamed to ask this but I recently got a DCU platinum card and deposited the minimum into checking, since I dont use them for my direct deposit I cant seem to find a way to pay my credit card. I sent a SM and got an equally confusing answer back so,

 

For everyone who has a DCU credit card that doesn't pay it from DCU checking; how do you pay your credit card bill?


you can mail the payment or make your payment in any shared branch

Moderator
Revelate
Posts: 9,750
Registered: ‎12-30-2011
0

Re: Question for all DCU credit card holders

[ Edited ]

DCU CashEdge external transfers are free if DCU is the reciver.

 

It's a two step process but it's not a big deal for me to shuffle around money when needed if the other manual versions aren't appealing (and I refuse to stuff envelopes and live in S. Cali these days), and you may be able to push payments from Chase / BOFA / et al's bill payment center.

 

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


Take the myFICO Fitness Challenge
Moderator
09Lexie
Posts: 26,608
Registered: ‎09-13-2012
0

Re: Question for all DCU credit card holders

Valued Contributor
wHiTeSoL
Posts: 1,063
Registered: ‎07-09-2013
0

Re: Question for all DCU credit card holders

I tried to push a payment from Chase and Amex (bluebird) with no luck, they cant find it in their system so it states they will mail a check on my behalf. Dont want to risk it and would love to do all this electronicly


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Valued Contributor
FinStar
Posts: 6,955
Registered: ‎10-21-2012
0

Re: Question for all DCU credit card holders


09Lexie wrote:

Duh!  Forgot about bill pay. :smileysad:


Lexie... do you still use pony express for your payments?  Please tell me it isn't so!  LOL

Moderator
09Lexie
Posts: 26,608
Registered: ‎09-13-2012
0

Re: Question for all DCU credit card holders


FinStar wrote:

09Lexie wrote:

Duh!  Forgot about bill pay. :smileysad:


Lexie... do you still use pony express for your payments?  Please tell me it isn't so!  LOL


Haha! No...I use the lenders website for payments.  In DCUs case, a shared branch is less than 5 minutes from me.  

Established Contributor
odd_dog
Posts: 612
Registered: ‎05-26-2013
0

Re: Question for all DCU credit card holders

Sorry just saw this....here is how I pay....without going anywhere..... First sign up for online deposit....it is free, then that allows you to scan or take a photo with your phone of the check from any bank you want to pay your DCU CC from. Second when that check is deposited into your free checking or savings account from DCU you can pay your CC with a transfer from your savings or checking into your CC...kind of a couple of steps but pretty painless (and you only register for online deposit once). Hope that helps.

Valued Contributor
wHiTeSoL
Posts: 1,063
Registered: ‎07-09-2013
0

Re: Question for all DCU credit card holders


odd_dog wrote:

Sorry just saw this....here is how I pay....without going anywhere..... First sign up for online deposit....it is free, then that allows you to scan or take a photo with your phone of the check from any bank you want to pay your DCU CC from. Second when that check is deposited into your free checking or savings account from DCU you can pay your CC with a transfer from your savings or checking into your CC...kind of a couple of steps but pretty painless (and you only register for online deposit once). Hope that helps.


That does help a lot thanks! I ending up finding a local partner CU and paying in branch (couldn't find any non bluebird checks!)


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Valued Contributor
DigitalArk
Posts: 1,243
Registered: ‎07-07-2013
0

Re: Question for all DCU credit card holders

Not trying to start a flame, but with my very limited experiences, DCU is not convenient in a lot of ways, at least to me. I am thinking to close it next year. I opened checking and savings accounts with them just for the free EQ FICO score. :smileyindifferent:



myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}