i'm brand new on here today. it looks like a lot of helpful people on here. so here's my question.
i filed chapter 13 BK in 2004, i'm currently still paying on it until december. i will then be debt free.
the other day i applied for a WaMu credit card from a pre-approval. i was shocked when they approved me for $3500 and 0% until november.
my credit scores range from 585 TU, > 631 EQ.
what is the best way for me too get my scores higher?
-charge on my new credit card and pay in full every month?
i'm not sure what to do, and what to expect when i'm finally discharged from my BK. will my score go up then?
thanks for any advice