Question for the wise

myjourney · ‎02-16-2013

@LS2982 wrote:
@myjourney wrote:
I have a old account, in good standing, never late, pays as agreed which was opened in 1995 closed in 2003 scheduled to fall of CR august of 2013. (LOWES) Listed on CR as inactive.

My question is has anyone ever had an account reopened? I understand it would result in a HP but I think that would be fine for the age of the account and the positive history not to mention I shop there anyway?

Thanks
AFAIK GE will not reopen an account, at least i've never heard of it.

Well the good news is i have a GE account so thats a plus and welcome back LS2982

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

tinuviel · ‎02-16-2013

@Pilotdude wrote:
I have to agree with snack on this one.
A company like Lowe's would also have an obligation to write good loans for its shareholder's protection. I think they would probably be prohibited from issuing a card after so long without a looksy at the persons credit report.

Side note: I see a lot of folks with Lowe's cards...is there something special above a regular store card that I am missing when it comes to Lowe's cards?

My DH has a Lowe's card. We love it because we get a choice of 5% off at the register on all purchases or 6 months interest free on purchases of $300 or more. The 5% is a nice discount, and it's year round as opposed to a rotating category.

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

myjourney · ‎02-16-2013

@tinuviel wrote:
@Pilotdude wrote:
I have to agree with snack on this one.
A company like Lowe's would also have an obligation to write good loans for its shareholder's protection. I think they would probably be prohibited from issuing a card after so long without a looksy at the persons credit report.

Side note: I see a lot of folks with Lowe's cards...is there something special above a regular store card that I am missing when it comes to Lowe's cards?

My DH has a Lowe's card. We love it because we get a choice of 5% off at the register on all purchases or 6 months interest free on purchases of $300 or more. The 5% is a nice discount, and it's year round as opposed to a rotating category.

thats a plus and so is the fact its unwritten by GE known for great CLI's

I might just wait tho....I hear AMEX in the background whispering in my ear saying app me Lol

but im trying so hard to remain in the garden until 6/2013

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Re: Question for the wise

Re: Question for the wise

Re: Question for the wise