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My Father in Law has helped me work my way back from a Bk, he opened the AU accounts Listed below for me to use and rebuild I controlled the accounts, made all charges and payments, and they all report limits and usage to all three CRA's. It has helped me a lot and I would like to have him close all the AU accounts but don't know if it will affect my scores, thats the last thing I want at this time. I also have some joint accounts with my wife and my own accounts as well, I would like to have a daily use card and a backup card in my pocket only so if you guys can look over my cards below and offer advice it be appropriated , It very hard to garden around this place but I'm going under for quite a while, wish me luck
As long as your util is down than closing out the cards shouldn't hurt you much.
I would possibly try to get your own American Express Revolving account and then you would for sure be set when he closes out the 2 your AU on.
That's terrific, it is sort of you have "graduated" and can start on your own wihout AU cards, he should be happy for you. Thank him tremendously.
I agree with CA. I would take a look at either the Blue cash or EveryDay cards depending on your rewards preference.
I have my own amex account but it's a business card and don't show on personal reports, I have tried over and over for a ind amex with no luck so off to the garden I go for a long time, any advice on what I should use as a daily card?