Question for you guys

[Anonymous]

I just applied for the Ink Cash (don't want another AF and I have the CSP) and I have the 30 day message on the phone. I know not to call in for recon as its a business card but my problem is timing. My fiancé and I are getting married next weekend and are flying out to our honeymoon in Europe (not paid for by churning but helped me meet a few MS's) the next day. I would hate for Chase to call me while I am gone for that week. What should I do?

[Anonymous]

With your scores in your siggy, call and see what is needed to finish processing your application as you don't have alot of time.  The Ink Cash is a fantastic card.

[Anonymous]

Could I call the number on my CSP and ask from there to explain my situation?

[Anonymous]

I'd call in and tell them you're travelling. You're not lying so there's no problem there. See what they can do for you.

[Anonymous]

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@Anonymous wrote:
Could I call the number on my CSP and ask from there to explain my situation?

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No, don't call that number.  Call this number instead -Chase: 888-245-0625 (Credit Analyst - Recons).  Also, if you are close to a Chase Branch, go in and a banker will call lending directly on your behalf.

[Anonymous]

Closest branch to me is almost 2 hours away. My only concern is not having a legitimate "business". I do general technology support and that's what I applied under as a sole proprietor.

[Anonymous]

A sole proprietorship is a perfectly legitimate way to do business.

[Anonymous]

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@Anonymous wrote:
Closest branch to me is almost 2 hours away. My only concern is not having a legitimate "business". I do general technology support and that's what I applied under as a sole proprietor.

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Do you do technology support for other companies/ people and they pay you?  If so, then you have a legitimate business.  You can't go into the recon process thinking like that as it sounds like you are already defeated.

How old is your credit file?

[Anonymous]

Around 6 years old. My oldest is a student loan that's almost 10 years old. And yes these people pay me to do this. And if worse comes to worse, the tips I get from bartending that I deposit in my account as cash I can say are payments from people

[Anonymous]

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@Anonymous wrote:
Around 6 years old. My oldest is a student loan that's almost 10 years old. And yes these people pay me to do this. And if worse comes to worse, the tips I get from bartending that I deposit in my account as cash I can say are payments from people

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Whatever you do, don't lie.  Chase has the very savy analysts perched in the business recon section and can catch you in a lie.  Your technology support should be enough to get you approved if qualified.  Few more questions.

Do you have a Chase card now?  Do you have any baddies?  Have you ever burn Chase?