Question on Cap1 balance reporting

KausticRage · ‎10-24-2012

Is it normal for Cap1 to report the balance on different cards at different times? I have three cards with Cap1 and I PIF one card, paid 75% on the other two but only one card has reported the new balance.

Edit: I paid all these on the same day and they all posted before the cycle ended.

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...

jsucool76 · ‎10-24-2012

Cap1 reports around the statement cut date, so if your cards have different statement dates then they'll report at different times.

KausticRage · ‎10-24-2012

That didnt even cross my mind I just figred since they were all Cap1 card they would post at the same time.

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...