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Regular Contributor
Posts: 266
Registered: ‎09-05-2012
0

Question on USAA Amex & Carrying a Balance

My USAA Amex says I can pay in full or carry a balance. Are they pretty strict about this like the real AMEX in that they like to see you pay in full? I would like to carry a balance with this card if possible.

 

Thanks in advance. Sorry for all the USAA questions today, haha.

 

 




Frequent Contributor
Posts: 328
Registered: ‎01-26-2012
0

Re: Question on USAA Amex & Carrying a Balance

This is a card that operates on the American Express network.   It is not a real AMEX card. Yes you can revolve till the sun don't shine....though I wouldn't reccomend it :smileyhappy:

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Frequent Contributor
Posts: 328
Registered: ‎01-26-2012
0

Re: Question on USAA Amex & Carrying a Balance

Oh, and nice limit!!!!

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Frequent Contributor
Posts: 371
Registered: ‎12-30-2012
0

Re: Question on USAA Amex & Carrying a Balance

I revolved about $1500 or so for about a year on m USAA card with a $4500 limit and I have never seen any kind of rate increase or AA. Ive never seen a CLI either...


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Contributor
Posts: 97
Registered: ‎10-03-2012
0

Re: Question on USAA Amex & Carrying a Balance

If you need to or want to, do it. I've put up to 4600 on my USAA Amex and paid it off over 2 months. Be smart about your spending and you should be golden

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