Reply
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Question on Wamu / Providian

Does any one have experience dealing with Wamu for a charge off account? It shows as charge off and 10 lates on that account.
 
Does wamu has any program like Amex Oasis where we can pay the balance and have them issue a new card or remove the negative information from CR? Or do they have any PFD program that we can tap into?
 
 If I pay it now and if they dont remove the information, it will sit on my CR for next 7 years. Any suggestions on how to deal with this account?
Valued Member
Posts: 41
Registered: ‎05-21-2007
0

Re: Question on Wamu / Providian

If you owe it, man up and pay it.
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Question on Wamu / Providian



opsrex wrote:
If you owe it, man up and pay it.

I have no problem paying as long as it can be removed from CR.
Regular Contributor
Posts: 243
Registered: ‎11-29-2007
0

x

[ Edited ]
 
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Question on Wamu / Providian



specultr wrote:
You might try using the search feature, but I remember reading here that WAMU blacklists you from getting a card from them in the future after a charge-off, even with Providian.


I am willing to pay it. Any ideas as to what is the best way to resolve this issue?
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.