Question on redeeming cash back

[Anonymous]

So on my QS1 I redeemed for a purchase I made of 75.00.. My statement balance I guess came yesterday and my redemption was complete today so my April statement is 600 or so and my current balance is 525. If I pay the current balance would that then show I didn't pay in full? I realize if I pay the 600 I'll then just have 75 in credit

[Anonymous]

no you need to pay statement balance.

[kuku4koco]

If you pay your current balance, then you should be paid in full.  You got a $75 statement credit correct?  Don't look at your statement from the day before, go online and look at your account.  Sounds like you only owe $575.  (If your statement credit was applied AFTER they sent your statement, then it wouldn't reflect the credit).

[Anonymous]

this is kind of a two part answer sorry. if you spend nothing then your current balance is fine. if you spend up to 600 or more then you need to pay statement balance to avoid interest.

[Anonymous]

I technically only owe 525 which my current balance is my statement balance is for 600

[Anonymous]

Kuku looks like you're right

On the app it says I can pay the statement balance but online to pay bill it only gives me ability to pay my current balance of 525.

[kuku4koco]

[Anonymous]

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@Anonymous wrote:
Kuku looks like you're right

On the app it says I can pay the statement balance but online to pay bill it only gives me ability to pay my current balance of 525.

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Most likely, you're fine paying the $525.  If it were me, I'd probably go ahead and push the whole $600 from my bank's bill pay.  If I had any intention of using the card in the near future, I'd just plan to spend down the $75 credit.  Otherwise I'd call after the statement was cut and request a $75 check for the credit balance.

Chris.