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So i have my Redcard still just sitting in the safe, its going to hit the 2 yr mark in December. Wondering does this card still report if its a 0 balance? Or if i closed it after say 10 more years and it had a 0 balance the whole time would it even show up on my reports like AAOA wise since it had a 0 balance and didnt report.
@Skye12329 wrote:So i have my Redcard still just sitting in the safe, its going to hit the 2 yr mark in December. Wondering does this card still report if its a 0 balance? Or if i closed it after say 10 more years and it had a 0 balance the whole time would it even show up on my reports like AAOA wise since it had a 0 balance and didnt report.
Usually TLs will report for ~10 after closure. However, Cap One is known to delete their accounts ~10 after DOLA. I'm not sure if any other lenders follow this same practice.