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Question re Amex CLIs

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koalablue
Frequent Contributor

Question re Amex CLIs

My last Amex CLI was July 5  2014 for my SPG card.  I then got a Blue Sky Preferred card on August 24 2014.  Since it's been almost 6 months since the last CLI ,  am I eligible  for a CLI for the BSP,  or does the fact that I got the BSP in August reset the CLI clock to 6 months from the August approval date?  Thanks much.

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09Lexie
Moderator Emerita

Re: Question re Amex CLIs


@koalablue wrote:

My last Amex CLI was July 5  2014 for my SPG card.  I then got a Blue Sky Preferred card on August 24 2014.  Since it's been almost 6 months since the last CLI ,  am I eligible  for a CLI for the BSP,  or does the fact that I got the BSP in August reset the CLI clock to 6 months from the August approval date?  Thanks much.


You are eligible 180 days from the last CLI.  New CCs do not reset your clock. 

Message 2 of 5
koalablue
Frequent Contributor

Re: Question re Amex CLIs

Got it, thanks!

Message 3 of 5
NRB525
Super Contributor

Re: Question re Amex CLIs


@09Lexie wrote:

@koalablue wrote:

My last Amex CLI was July 5  2014 for my SPG card.  I then got a Blue Sky Preferred card on August 24 2014.  Since it's been almost 6 months since the last CLI ,  am I eligible  for a CLI for the BSP,  or does the fact that I got the BSP in August reset the CLI clock to 6 months from the August approval date?  Thanks much.


You are eligible 180 days from the last CLI.  New CCs do not reset your clock. 


However a new CC has to pass its own 61 day gate first, correct? And after that the check is whether another AMEX card had a CLI within the past 6 months, which if yes would limit both cards timing.

So if one AMEX has been over 6 months since the last CLI, and the cardholder gets a new card in the mail today, that new card cannot be CLI immediately.

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Message 4 of 5
09Lexie
Moderator Emerita

Re: Question re Amex CLIs


@NRB525 wrote:

@09Lexie wrote:

@koalablue wrote:

My last Amex CLI was July 5  2014 for my SPG card.  I then got a Blue Sky Preferred card on August 24 2014.  Since it's been almost 6 months since the last CLI ,  am I eligible  for a CLI for the BSP,  or does the fact that I got the BSP in August reset the CLI clock to 6 months from the August approval date?  Thanks much.


You are eligible 180 days from the last CLI.  New CCs do not reset your clock. 


However a new CC has to pass its own 61 day gate first, correct? And after that the check is whether another AMEX card had a CLI within the past 6 months, which if yes would limit both cards timing.

So if one AMEX has been over 6 months since the last CLI, and the cardholder gets a new card in the mail today, that new card cannot be CLI immediately.


That is correct.  The 61 day period must be exhausted before a card is eligible.  In OPs scenario, more than enough time has passed on the second cc, so now the timeline reverts back to 180 days from the last CL. 

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