Frequent Contributor
Posts: 286
Registered: ‎05-02-2007

Question regarding WF CLI



WF seems to be the only card even willing to give me CLI, so I'm think about requesting another.  Last CLI was back in OCT (on phone request).


My card statement just cut with a zero balance on Wednesday.  BUT, the next day (today) an automatic payment of a bill hit the account today, so the balance as of today is $400 with a limit of $2100.


Is it too late to ask for a CLI?  That is, is it okay to ask for a CLI with the account showing a new balance?  Thanks!


Valued Contributor
Posts: 1,278
Registered: ‎06-01-2007

Re: Question regarding WF CLI

My rule of thumb is to only ask for a CLI when the balance is elss than 20%, ideally 10% is best though. I think it would be fine. What are your scores?

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

700 Club

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+