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Question: to PC my oldest card or to keep...

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lmashimaru
Valued Member

Question: to PC my oldest card or to keep...

I current have a Chase slate which i used for a balance transfer. I paid it all off and now it's 6 months old and generates no use because it has no point value. I also have an Amazon VIsa Card and Discover IT card but these are younger cards probably less then 3 months. Would it make a huge difference if i were to try to get a PC to the Freedom considering AAOA. I've had other CC"s in the past but my oldest open CC is the Slate.

My endgame goal for CC's is basically the Freedom/CSP/(maybe INK) combo.

 

Current scores (estimates):

 

TU 680

EX 660

EQ 740 (last time i checked no clue why)

 

 

Experian - 749 Equifax - 765 Transunion - 756 [ FAKO EnhancedITP Pulled 06/07/2014 ]
Cards:
Chase [Sapphire Preferred - $5000] :: [Freedom - $ 2000] :: [Slate - $500] :: [Amazon Visa - $1000]
Barclays [Arrival + - $900]
In the Garden for a long time now that I've gotten the cards i want.
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1 REPLY 1
takeshi74
Senior Contributor

Re: Question: to PC my oldest card or to keep...


@lmashimaru wrote:

Would it make a huge difference if i were to try to get a PC to the Freedom considering AAOA. 


Getting a new account will reduce AAoA (your adding in an account with an age of 1 month) whereas a PC will not.

Message 2 of 2
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