Question

[Anonymous]

Question will you qualify more for bank cards if your have a checking account with them like Citi or Chase.

[Anonymous]

you may get a pre-approval when opening the account (to go along w/the hard inquiry they pull to open the account), but having a banking relationship is not a requirment.

i have cards by boa, chase, and citi and the only one that even has a branch near me is chase. sometimes a deeper relationship can make a differance on a recon call.

[smallfry]

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@Anonymous wrote:

you may get a pre-approval when opening the account (to go along w/the hard inquiry they pull to open the account), but having a banking relationship is not a requirment.

i have cards by boa, chase, and citi and the only one that even has a branch near me is chase. sometimes a deeper relationship can make a differance on a recon call.

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Here in NJ there seems to be a BofA on every corner. Chase is stepping up its presence too. As for Citi the closest one is ten miles from me. Most seem to be in Northern NJ.