Questions about CLI

[TeeandDee]

How much does your current utilization play in the creditor's decision to grant a CLI?  Does your utilization on you credit report have to be low before they will grant a CLI?  I'm sure it differs with each creditor, but I'm just curious.

[lanc]

Personal experience:

Citi High

Chase Low

Cap1 No

AMEX if your fico raises?

Discover completely random

So theres no standard

[john398]

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@lanc wrote:

Personal experience:

Citi High

Chase Low

Cap1 No

AMEX if your fico raises?

Discover completely random

So theres no standard

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ap1 probably would not give you an increase if you paid them LOL

[rootpooty]

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@TeeandDee wrote:

How much does your current utilization play in the creditor's decision to grant a CLI?  Does your utilization on you credit report have to be low before they will grant a CLI?  I'm sure it differs with each creditor, but I'm just curious.

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if your looking to get an increase with a specific creditor it would be helpful if you would post which creditor its with