Established Member
Posts: 45
Registered: ‎11-21-2007

Questions about Orchard Bank CC and Costco Store Card with HSBC

Standing in the shower i was thinking about my DH wish to ap for a Costco store card (wants a limit at no more than 1K) NOT THE AMEX, but rather the HSBC version...
Will the decline him because he has 2 orchard bank cards one with a 400 limit and one with a 300 limit? We have though about trying to combine the new card with the old card, but not sure how hsbc works with this...
Score is 564 with Eq, 550 with Ex and 545 with TU
DH REALLY wants the costco store card to pay for gas and such esp since he upgraded us to the Executive membership today (we didn't need it, but he said it looked better and we need to spend more money there any way SO we will budget $2,500 to spend there for the rest of the year)
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007

Re: Questions about Orchard Bank CC and Costco Store Card with HSBC

IMHO- your not ready yet.
I don't know the qualifcations of the HSBC AMEX- I would assume over 600 the higher the bettter.
Have you completed your repair?

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