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I've gotten so many "pre-screened" offers from Discover and Citi, so the other day I decided.. why not? I hadn't applied for anything in a while and I am very unhappy with my current major card right now so I figured I'd go ahead. I went with the offers I got, the Discover More for Students, and also the Citi Dividend Platinum Select Visa for students.
Both of them have been denied..
Well the Discover More card was not out right denied, but asked for a co-signer.
And the Citi app told me i had too many inquiries.
I was wondering if anyone knows if there is anyway around the "co-signer" part as I don't have one and I've also got two other cards without one? Also, if anyone has ever received the same message from Citi, how many is too many? I've never done a "recon" before but am seriously considering it for the Citi card.. because that was the only reason they stated and that to me seems pretty weird.
Also, I went to the website for Discover and did the pre-approval proess and was actually given instructions to apply for just the "discover student card" so not the Discover more? Why would that be if they just denied me for the more card and also, is there a way I could call and they could just check to see if I'd be qualifed for that without pulling another hard pull?
Thanks
call the back door numbers
isnt there only 1 discover student card and thats the discover more student card?!?! i'd call the backdoor number for the citibank application... how many INQ's did you actually have?
What is the backdoor number for discover, the one on the main forum was what I called to check my status. When I ask for recon how exactly is it done?
well. just ask if they reconsider applications that have been denied.
Discover: 888-676-3695 (Recon)