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So from what i understand is that theres a CL law apparently i dont remember when it was put in, but i work for retail and we used to approve people for like 40k before the law, and now its more like you get approved for 6k, so i was wondering i live in Minnesota btw, that if it varied by state?
And is it still possible to be approved for or reach ridiculous limits after this law? i know its been in effect since like 2000 something
Ridiculous limits meaning insta-approved or CLI to above 10k (i know that may seem small)
What specific law are you referring to? Was this an ammendment to any specific Act that was passed by Congress? There individuals who can still get approved for CLs with specific income levels and excellent credit. Case in point, folks that have a CPC relationship and apply for the JPM Palladium, some can easily get approved for $100K or more.
News to me CC companies aren't required to approve or increase your lines of credit
If there was such a law in Minnesota back in 2000, I think it would have required Jesse Ventura to sign it.
Hmm, the Jesse Ventura Trivially Small Initial Credit Card Act. Nope, it doesn't ring a bell...