Quick credit card question.

[FixMyCredit1992]

Didn't know QVC had  outlet stores. That's why it had a strip.

Thanks!

[chalupaman]

Have fun using your new cards.

With Chase, they really care about new accounts and inquiries so don't expect any approval for them right now and you should probably get your FICOs higher so you'd have the best chance at that card if you're wondering about that. 

[CreditMagic7]

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@chalupaman wrote:

Have fun using your new cards.

With Chase, they really care about new accounts and inquiries so don't expect any approval for them right now and you should probably get your FICOs higher so you'd have the best chance at that card if you're wondering about that. 

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+1

Work what you have for some months and temper your UTIL. After some time check Chase's Prequal site. Before any of my CC's went 1 year nothing ever come up. As soon as my first Prime Bank CC went past 1 year AND scores went into low 700's chase FINALLY displayed preapproval eligible cards for me of a choice between Freedom and Slate. As is the norm YMMV

[chalupaman]

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@CreditMagic7 wrote:

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@chalupaman wrote:

Have fun using your new cards.

With Chase, they really care about new accounts and inquiries so don't expect any approval for them right now and you should probably get your FICOs higher so you'd have the best chance at that card if you're wondering about that. 

---

+1

Work what you have for some months and temper your UTIL. After some time check Chase's Prequal site. Before any of my CC's went 1 year nothing ever come up. As soon as my first Prime Bank CC went past 1 year AND scores went into low 700's chase FINALLY displayed preapproval eligible cards for me of a choice between Freedom and Slate. As is the norm YMMV

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It took me around 11 months to get in with Chase and I had tried a couple of other times this year. I find that they can be very fickle but they're worth it because of how good their starting CLs can be. I've read of many people around here who found it much easier to get a second Chase card once they got their foot in the door. Part of me still wants the Freedom so I can eventually consolidate the limit of my SW card with that but I'm probably gonna give it three more months to be safe.