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well - I have another account with them actually - and I was waiting to dispute the 150 and 120 days late because they are false, I have the documents to prove it. Wanted to wait because didn't want them to just close out the account - now it looks like that will happen regardless.
This account has been a nightmare from the start, thought I had it all worked out and now it has fallen apart...
Now if the account closes out for good - no more reporting. and I dispute the 'lates' which I can prove [ I purchased all the old statements from 2005 thru present - shows payment every month ] I am concerned they will just remove the account from the CRAs and poof there goes my account age average out the window.
optimum would have been account reactivated - lates removed - CLI - smooth sailing. now not sure what to do...