10-01-2009 04:32 PM
10-01-2009 06:04 PM
10-01-2009 06:05 PM
10-01-2009 06:33 PM
10-01-2009 07:06 PM
well - I have another account with them actually - and I was waiting to dispute the 150 and 120 days late because they are false, I have the documents to prove it. Wanted to wait because didn't want them to just close out the account - now it looks like that will happen regardless.
This account has been a nightmare from the start, thought I had it all worked out and now it has fallen apart...
Now if the account closes out for good - no more reporting. and I dispute the 'lates' which I can prove [ I purchased all the old statements from 2005 thru present - shows payment every month ] I am concerned they will just remove the account from the CRAs and poof there goes my account age average out the window.
optimum would have been account reactivated - lates removed - CLI - smooth sailing. now not sure what to do...
10-01-2009 09:18 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.