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Quick question on a CLI

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bk510
Valued Contributor

Re: Quick question on a CLI


@d12 wrote:

@teo77777 wrote:

                 Yeah, wasn't trying to bum you out, but didn't want you to waste rebuilding time waiting on that when you could be moving forward! Barkley's Rewards MC in a good card , no AF, and fairly easy to get. Good cli's too, although a lil to early for me personally to confirm that .That's the second time I've pushed that card tonight Smiley Wink


In my opinion, Barclay's Rewards card for average credit would be one of the better cards to get.  I have had it for 18 months and have gotten an automatic CLI every 6 months.


What was ur starting limit and ur cli incerdiment?

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 21 of 23
bk510
Valued Contributor

Re: Quick question on a CLI


@Pistons0 wrote:

Ive look at the card and it isn't too bad especially if you're getting good CLI regularly, but the APR is very high (25%) and no intro promo rate. I will have to think about it as I definitely would get approved seeing the scores that are getting approved for that card but contemplating if I want a HP on my report. After reading some reviews I see about half of them are horror stories on barclays in general and other half are praises with auto CLI.....hmmmmmm.


People get horror stories from all different lenders so its not like Barclay is the exception.

And for me, its been cool, no issues at all, and I'm approching my 6 months and looking forward to getting auto cli to 3000.

As far as 25%, who cares what the rates are....u should b paying in full anyways.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 22 of 23
lonelyisland
Frequent Contributor

Re: Quick question on a CLI

Funny, just posted about this on another thread...

 

Credit steps program is good. I got it when my score was pretty low, about 600ish? I got $750 to start increased to $1250 in 5 months, then $1750 six months after. My other CAP one card (not credit steps) auto CLIed with my Credit Steps bump. It went from $300 to $1800. I was shocked. 

 

I'm almost to my next six months, not sure what to expect.

 

As for Barclay, opened with $1750 limit, went to $3500 after 6 months auto CLI. 

Message 23 of 23
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