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Quickie about Chase Visa Card

Frequent Contributor

Quickie about Chase Visa Card

Good evening all, does anyone have a Chase Platinum Visa card if so what is the highest CL you have on the card. Also if you don"t mind me asking what were you FICO scores at time of appy I am, considering taking them up on there pre-app offer. Does Chase pull all 3 CR"s  I have 4 INQ EQ, 3 INQ EX, 0 INQ TU. I need high CL to do BT to keep Util same as the card I want to BT from. Thanks Credit 08


Message Edited by credit08 on 05-13-2008 04:41 PM
Message 1 of 19
18 REPLIES
Regular Contributor

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Message 2 of 19
Frequent Contributor

Re: Quickie about Chase Visa Card

Thanks spec, your score and mine are real close EQ 793 the other two I don"t know I assume they are in the ballpark with EQ hopefully anyways. I need a 20k CL for my BT I don"t know if they give that with the Platinum Visa or not never dealt with chase before. Appreciate the info. Credit 08.
Message 3 of 19
Frequent Contributor

Re: Quickie about Chase Visa Card

They pulled TU on me last month...score of 662 but with several new accts they only gave me 1400 cl...but its a start!Smiley Wink
Message 4 of 19
Moderator Emeritus

Re: Quickie about Chase Visa Card

I've had the card for a while so I don't know which CRs they pulled or what my scores were.  My CL is $23k.
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Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Message 5 of 19
Frequent Contributor

Re: Quickie about Chase Visa Card

Thanks M- if you don"t mind me asking did you start out with that CL or did you build it up overtime I saw that you stated you have had the card for a while. It would be great if they would start me with a 20K CL. Thank you for the info Credit 08
Message 6 of 19
Moderator Emeritus

Re: Quickie about Chase Visa Card

The CL was increased over the 7 years I've had the card.  I can't remember what I started at, but the last jump was from $18k to $23k.
 
If you are talking to a CSR, ask for a higher limit than what you actually want.  Everything is negotiable. Smiley Happy
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Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Message 7 of 19
Frequent Contributor

Re: Quickie about Chase Visa Card

Gotta Ya I will shoot high then negotiate from there how do you like your card and your relationship with Chase are they good people. CS are they ok to deal with I have never dealt with Chase before from what little I know they seem to a pretty big outfit.I appreciate your help it has most helpful.
Message 8 of 19
Moderator Emeritus

Re: Quickie about Chase Visa Card

You're very welcome!
 
I use the Chase Freedom card for just about everything I buy because of the cashback rewards.  You can't beat getting $250 (after you accumulate $200 in cashback, they give you an extra $50).
 
The CSRs I've dealt with have been great.
 
I recently called to complain about a promotion and they followed up with a points reward credit to my account.  (They were offering a $10 credit if you used the "blink" feature 3 times in a month at participating 7-11s, CVS, etc.  I complained that there were no participating stores within 50 miles of my residence, and I live in the middle of a major metropolitan area.)


Message Edited by masdeocho on 05-14-2008 04:32 PM
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Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Message 9 of 19
Highlighted
Established Contributor

Re: Quickie about Chase Visa Card

I have this card at the time of approval my score on TU were 654 and I got 3k...
TU 662 EQ 644
EX 643
Message 10 of 19