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Question all.. im due for my 6 month CLI on my Quicksilver 1 come October 27.. but my card will be a year old as well come November.. I noticed when my platinum card came up on a year.. i received a credit limit increase a month before the year mark. Should I hit the luv button on the 27th and hope I still get the yearly increase as well in November or should I just wait until November and see what I get?? Thanks in advance.
That 6 month new rule applies to any change to an account. I got that message when I tried on my QS1 right before I combined it to my Venture. Hoping I'd get a CLI. I even tried on the Venture after the combine. No go. Product change they said. But as they say here. YMMV.
Im kind of sitting in the same boat as you. Ive been with CapOne for 1 year in November, but this month will be my 6mo since my last CLI.
November will be 1 year with 1 one CLI from $300 -> $500
I've PIF, 2 to 3 times every month, used this card heavily. And I get NO LUV!
I just PC my platinum to QS w/ only $500 limit a few weeks back, if that leaves me uneligible for a CLI at my 1 year mark, I will SD this card and never using it again.
I have no AF and have no problem letting them collect nothing on a card that will never be used again. Their loss..
Think positive. You may get a nice CLI. They say here you take care of them and they'll take care of you. Most of us had to start from scratch. Just like me.
Are uninitiated CLIs at the one year mark something Capital One commonly does, or are they just an occasional thing they do for whatever reason?
I did not get auto luv from them at one year. Only one I got was for credit steps. And I hit the button in August and got another bump. But nothing automatic at one year.