Quicksilver MC upgrade to WMC

[sjt]

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@TruBlu wrote:

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@right over the 6mth mark @ 5K

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Thanks for the reply!

What was your starting credit line?

[cjspoe]

I wrote EO Wednesday July 15th, received a call yesterday afternoon during my lunch break. I just recieved a CLI from $1000 to $3500 right after July 4th and mentioned that the EO rep told me to call back and ask about WMC or WEMC. I just returned from a 3 week trip to multiple countries in europe and used my card extensively and paid it off in full every time something posted (had to with a $1000 limit). I mentioned for work purposes I travel 5-6 times a year and a colleague of mine has a QS1 with WEMC status with a similiar limit of mine and he utilizes a lot of the travel benefits. She was very conversational and we did not have to go into too much detail because she had all the uploaded files of my income verification from the last CLI to 3500.

She said with $3500 it does meet the requirment for them on some accounts. The key thing the underwriters or whomever handles this upgrade will look at is usage of the card in terms of amount spent and payoff. This is a longshot; however I thought going from $500-$3500 was longshot since March with low to mid 600 scores.

I will know in 3-5 business days and she willl call me back. I will update

[sjt]

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@cjspoe wrote:

I wrote EO Wednesday July 15th, received a call yesterday afternoon during my lunch break. I just recieved a CLI from $1000 to $3500 right after July 4th and mentioned that the EO rep told me to call back and ask about WMC or WEMC. I just returned from a 3 week trip to multiple countries in europe and used my card extensively and paid it off in full every time something posted (had to with a $1000 limit). I mentioned for work purposes I travel 5-6 times a year and a colleague of mine has a QS1 with WEMC status with a similiar limit of mine and he utilizes a lot of the travel benefits. She was very conversational and we did not have to go into too much detail because she had all the uploaded files of my income verification from the last CLI to 3500.

She said with $3500 it does meet the requirment for them on some accounts. The key thing the underwriters or whomever handles this upgrade will look at is usage of the card in terms of amount spent and payoff. This is a longshot; however I thought going from $500-$3500 was longshot since March with low to mid 600 scores.

I will know in 3-5 business days and she willl call me back. I will update

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Thanks for the update. This information is very helpful to alot of us.

Looking forward to a good outcome for you!

[Anonymous]

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@Cookie2120987 wrote:
As far as I know, there isn't a WEMC version if Quicksilver and that was stated to me on 4/19/2015 by the EO as well, also a APR will most likely not happen, when you go from a regular QuicksilverOne it has a set APR, They won't go lower than the 22.9% congrats on the upgrade and keep up the work! I got a CLI and PC to the WMC version at the same time when I did it!

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This post almost almost made me jump out of the garden! That one sentence almost made me app for a new Quicksilver (with a lower APR). But...I am still in a 0%, and I haven't had to carry a balance yet, so there is time. Geeze I have been tempted a lot lately. I need a break.

[sjt]

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@Cookie2120987 wrote:
As far as I know, there isn't a WEMC version if Quicksilver and that was stated to me on 4/19/2015 by the EO as well, also a APR will most likely not happen, when you go from a regular QuicksilverOne it has a set APR, They won't go lower than the 22.9% congrats on the upgrade and keep up the work! I got a CLI and PC to the WMC version at the same time when I did it!

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Cap1 does offer the WEMC. Its been reported that people were upgraded to the WEMC.

[Anonymous]

I've had my QS1 for about 6 mos and just applied for another platinum. Would it be too much of a reach to combine the two limits and pc to wmc in six mos?

[galahad15]

Congrats!