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What's the difference between the Capital One Quicksilver Master Card and the Quicksilver Visa Signature? And in general, what does "Visa Signature" mean in comparison to just plain Visa?
I'm sorry, what does NPSL mean?
@Repairman wrote:I'm sorry, what does NPSL mean?
No pre-set spending limit.
@jsucool76 wrote:
quicksilver Mastercard is usually only the quicksilver one which is for those with average credit and carries an annual fee. some members have a quicksilver Mastercard because their account was product changed from something else to a quicksilver.
the Quicksilver visa card is a bit harder to qualify for, as it carries no annual fee. the visa signature version of this card is only available if you either start with, or reach a limit of $5,000 or more.
Also, I want to note that you aren't automatically upgraded once you reach $5k or more. You have to call (really the EO) and have the account upgraded. The limit in itself does not automatically upgrade the card.
I have both the WMC and VS Sig Quicksilvers.... I got the VS Sig just by simply App'ing ... The WMC came from PC'ing my 6K CL Plat MC that was SD'd until I got the PC and found a reason to use it. I take it just having a CL over 5K is what qualified me for a WMC instead of the QS One, even though my Plat MC never had an AF tied to it.
When CAP1 took over HSBC, my MC got changed to a PLAT MC with Cap 1 first.....then PC'd to a QS1 w/AF. In January, i PC'd it to an non-AF QS.
The MC version gives CAP1 a marketing avenue to upgrade/PC some of their Mastercards they carry, as well as inherited from HSBC.
@jsucool76 wrote:
quicksilver Mastercard is usually only the quicksilver one which is for those with average credit and carries an annual fee. some members have a quicksilver Mastercard because their account was product changed from something else to a quicksilver.
the Quicksilver visa card is a bit harder to qualify for, as it carries no annual fee. the visa signature version of this card is only available if you either start with, or reach a limit of $5,000 or more.
not true. my brother just got his Visa version. and only has 3k limit. so you will not get that on either. but you are right. i upgraded 2 times. from qs1 to quicksilver mastercard. then from quicksilver mastercard to mastercard world version once my limit hit 5k. so there you go. but 5k is not required.