Reply
Regular Contributor
IECredit
Posts: 209
Registered: ‎07-15-2012
0

Re: Quicksilver or quicksilver one?

Ill kept you all updated as I received an email yesterday that my card was shipped.
Current Score:TU 717(Walmart 1/9/14) / EQ 766(DCU Monthly 1/28/14) EX Fico 723(MyFico 9/15/13)
Goal Score: All above 800
Wallet: PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix 10,000 | Chase Freedom $1,000 | Discover $3,600 | WalMart $3,500 | Paypal MC $4,000 | Cap 1 QuickSliver $6,000 | Barclay NFL $3,400 | Best Buy $1,000 | Cap 1 Venture $4,000 | 11 Accounts $55,500 Revolving
Established Contributor
JonStur
Posts: 905
Registered: ‎12-25-2010
0

Re: Quicksilver or quicksilver one?

I'm hanging on to my No Hassles rewards structure also....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Established Contributor
TiggerDat
Posts: 1,040
Registered: ‎10-15-2011
0

Re: Quicksilver or quicksilver one?

I would bet it is neither in some aspects.  Since the Quicksilver is a Signature card they are certainly not giving that level away to former HSBC customers unless their limit is fairly high, and probably not even then if they can get away with it. 

 

You have to first consider the source!  It is probably just a Quicksilver with no fee, but not the Signature card.  The only real differences between the normal and the QS One card is the annual fee and Signature benefits.  (Oh and if you have the QS One card you don't get a fee for balance transfers!  You don't get that with the QS card!)

 

So they probably just gave you the rewards of the QS platform and no AF, so basically the QS One card without a fee. 

 

You could always ask them, but you know you might have to ask a few different CSRs there to get the right answer!



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Contributor
trying_to_B_good
Posts: 202
Registered: ‎06-30-2013
0

Re: Quicksilver or quicksilver one?

i was recently approved for the quicksilver and i knew nothing about the quicksilver one.....what is the difference in the cards(i havent recieved mine in the mail yet). Now im wondering which one i got...lol:smileyvery-happy:


IN THE GARDEN TILL 7/1/14!!!
Valued Member
CMoney91
Posts: 36
Registered: ‎01-14-2013
0

Re: Quicksilver or quicksilver one?

The Quicksilver card is not necessarily a Signature.  Mine only has a $3,000 limit and is just a VISA Platinum.

Sallie Mae BarclayCard - $3000 (6 Months) | Chase Freedom - $3500 (6 Months)
Capital One Quicksilver - $6000 (9 Months) | Bank of America Better Balance - $5000 (9 Months)
Rooms to Go GECapital - $6600 (9 Months) | Discover IT - $4300 (2+ Years)
Subprime Accounts: 1FBUSA - $5500 (4+ Years) | Capital One Platinum MC - $1250 (4+ Years)
Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: Quicksilver or quicksilver one?

[ Edited ]

trying_to_B_good wrote:

i was recently approved for the quicksilver and i knew nothing about the quicksilver one.....what is the difference in the cards(i havent recieved mine in the mail yet). Now im wondering which one i got...lol:smileyvery-happy:


The QuicksilverOne is a Mastercard with an annual fee of $39 and a minimum credit line of $300. The Quicksilver is a Visa with no annual fee and a minimum credit line of $3,000.

Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: Quicksilver or quicksilver one?


CMoney91 wrote:

The Quicksilver card is not necessarily a Signature.  Mine only has a $3,000 limit and is just a VISA Platinum.


Yep just read the terms on Capital One's website and it says Quicksilver with less than $5,000 credit lines are Platinum.

Established Contributor
TiggerDat
Posts: 1,040
Registered: ‎10-15-2011
0

Re: Quicksilver or quicksilver one?


asteroidblues86 wrote:

CMoney91 wrote:

The Quicksilver card is not necessarily a Signature.  Mine only has a $3,000 limit and is just a VISA Platinum.


Yep just read the terms on Capital One's website and it says Quicksilver with less than $5,000 credit lines are Platinum.


Well I am sure what they really mean is that accounts with less than or equal to $5,000 are Platinum.  But I am sure Capital One would not restrict someone to $5,000 simply to reduce people from getting the Signature benefits. 



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Contributor
svtthis
Posts: 119
Registered: ‎07-09-2012
0

Re: Quicksilver or quicksilver one?

I'll share my experience with cap1 and my quicksilver card. I just called last Saturday to upgrade my regular visa card to the new quicksilver card. The csr said my account was eligible and did the PC. He did inform me that it would be a signature card with no annual fee which I thought was weird because I thought signature cards start at 5k min. I have a 4k TL with them. I haven't got my card yet and the website doesn't say anything about it.

Established Contributor
kroberts67
Posts: 832
Registered: ‎03-04-2013
0

Re: Quicksilver or quicksilver one?

I got the upgrade to QS through Facebook.  I originally requested no AF.  When he read me the disclosures he said nothing about an AF but I didn't think to confirm.  I haven't received my card yet but my letter said welcome to "No Hassles Rewards" or something to that effect, and wasn't the letter you received specifiying the upgrade to Quicksilver (or QuicksilverOne).  Has anyone just received a No Hassles letter?



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}