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@jsucool76 wrote:
Pretty straightforward question.
The venture earns 1.25 "travel miles" worth 1 cent per mile (so a 1.25% return on all your purchases)
The quicksilver earns 1.5% cash back...so 1.5% back on all your purchases.
There is really no draw to the ventureone card, they rope people in because people hear the word "miles" and go "oh wow, a travel card".
Quicksilver > ventureone any day of the week.
VentureOne does have a better signup bonus.
@Anonymous wrote:
@jsucool76 wrote:
Pretty straightforward question.
The venture earns 1.25 "travel miles" worth 1 cent per mile (so a 1.25% return on all your purchases)
The quicksilver earns 1.5% cash back...so 1.5% back on all your purchases.
There is really no draw to the ventureone card, they rope people in because people hear the word "miles" and go "oh wow, a travel card".
Quicksilver > ventureone any day of the week.VentureOne does have a better signup bonus.
Yeah but who goes for the ventureone for the signup bonus. Just go for the venture.
1. Apply for Venture
2. PC to a no AF Quicksilver after 11 months.
3. ????
4. PROFIT!!!
@jsucool76 wrote:
@Anonymous wrote:
@jsucool76 wrote:
Pretty straightforward question.
The venture earns 1.25 "travel miles" worth 1 cent per mile (so a 1.25% return on all your purchases)
The quicksilver earns 1.5% cash back...so 1.5% back on all your purchases.
There is really no draw to the ventureone card, they rope people in because people hear the word "miles" and go "oh wow, a travel card".
Quicksilver > ventureone any day of the week.VentureOne does have a better signup bonus.
Yeah but who goes for the ventureone for the signup bonus. Just go for the venture.
Well, by that logic, if you have good credit, forget QuickSilver and just apply for a new Venture every few months, then consolidate the CLs to avoid annual fees.
...which a lot of people seem to do.
And with how freely Cap One is giving out $400 sums, maybe it really is run by singing gnomes...
@Anonymous wrote:
@jsucool76 wrote:
@Anonymous wrote:
@jsucool76 wrote:
Pretty straightforward question.
The venture earns 1.25 "travel miles" worth 1 cent per mile (so a 1.25% return on all your purchases)
The quicksilver earns 1.5% cash back...so 1.5% back on all your purchases.
There is really no draw to the ventureone card, they rope people in because people hear the word "miles" and go "oh wow, a travel card".
Quicksilver > ventureone any day of the week.VentureOne does have a better signup bonus.
Yeah but who goes for the ventureone for the signup bonus. Just go for the venture.
Well, by that logic, if you have good credit, forget QuickSilver and just apply for a new Venture every few months, then consolidate the CLs to avoid annual fees.
...which a lot of people seem to do.
And with how freely Cap One is giving out $400 sums, maybe it really is run by singing gnomes...
I think the drawback to that is you take a hit with inquiries. I believe Cap1 pulls all 3 CBs so there will be one on each. I just pulled up info for each -
Venture card -
Credit Level: EXCELLENT CREDIT
Earn unlimited 2X miles per dollar on every purchase. Plus, earn 40,000 bonus miles once you spend $3,000 on purchases within the first 3 months*
Annual Fee: $0 intro for the first year; $59 after that
Venture One card -
Credit Level: EXCELLENT CREDIT
Earn unlimited 1.25 miles per dollar on every purchase. Plus, earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months*.
Annual Fee: $0
I think there idea of excellent credit is different than other banks. Not that I'm complaining but most of my scores were in the high 600 range when I PCed to my current Quicksilver and Venture One cards.
Good way to build a nice credit line. Get the card for the rewards, use it for awhile, roll that limit into another card then repeat.