New Contributor
Posts: 54
Registered: ‎04-17-2009

Re: Quite the Chase Surprise . . CLD

That's good to hear! Too bad Barclays decided to be so silly and close the account...

Creditkeeper 6/12
TU: 678
EQ: 665
EX: 673
Walmart FICO: 680 (6/12)
Senior Contributor
Posts: 3,521
Registered: ‎01-19-2009

Re: Quite the Chase Surprise . . CLD

Congrats thats awesome, I just paid off my Freedom balance via Balance transfer...

Super Contributor
Posts: 6,550
Registered: ‎04-07-2008

Re: Quite the Chase Surprise . . CLD

Congrats on having your CL's restored. :smileyhappy:

Posts: 221
Registered: ‎07-11-2012

Re: Quite the Chase Surprise . . CLD

That happened to my grandfather.  He had an 8K Discover card, 7500 BofA, 3000 Bank One and 3000 with somebody else.  Anyway, he got a medicall bill for $120 (about) and missed it.  He got the late notice, he paid it.  Long story short, because of that, his Discover card went from 8K to 1500, BofA closed, and his credit profile was shot, never to recover.  All my credit is secured and I have no plans to unsecure it.  You won't cut my limit for some silly reason. 

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)

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