Hi... I opened up an RC Willey account two weeks ago. I went to the store's
credit department in back and I asked the lady if they go through any certain
bank and she said they carry their own financing. Reluctantly, I applied
(knowing that my lower scores would probably mean a quick denial). To my
surprise, they called me back up to the counter about 30 minutes later and
said I was approved. They printed up my card and activated my account
right then. If it had been GEMB related, I wouldn't have gotten approved...
they don't like me, and neither does CITI or Chase.. the other two that seem to
back furniture/store/gas cards.
Any way, long story short, good luck to you!