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RE: Hooters Credit Application

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Anonymous
Not applicable

RE: Hooters Credit Application

Hello,
 
I was wondering if it is typical for a long waiting period for an answer for credit from Hooters/Merrick.  I applied on the 8th and just called a couple mins ago with the answer of pending.  Can this be good or bad? Smiley Wink
 
Thanks,
Message 1 of 23
22 REPLIES 22
Anonymous
Not applicable

Re: RE: Hooters Credit Application

Might be good!!! They don't have a problem declining you.
Message 2 of 23
NICKI183
Established Contributor

Re: RE: Hooters Credit Application



@Anonymous wrote:
Hello,
I was wondering if it is typical for a long waiting period for an answer for credit from Hooters/Merrick. I applied on the 8th and just called a couple mins ago with the answer of pending. Can this be good or bad? Smiley Wink
Thanks,



It took them 10 business days to review my application. I had applied on the 29th of Feb and didn't get the card until this past Saturday.
Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 3 of 23
creditdream
Frequent Contributor

Re: RE: Hooters Credit Application

Well i wait for 2 weeks before i get a letter in the mail . They want to verify my ssn,and my identity&they give me the option to mail it or fax the info,and the next day when i call i was approved .
Message 4 of 23
creditdream
Frequent Contributor

Re: RE: Hooters Credit Application

Sorry i forget to mention  GOOD LUCK to you,and try to keep us update .Smiley Happy
Message 5 of 23
bott6698
Established Contributor

Re: RE: Hooters Credit Application

Ya good luck. I got the 7-10 day thing online when I applied last night so I am also anticipating this card.
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Message 6 of 23
Anonymous
Not applicable

Re: RE: Hooters Credit Application

If you guys were approved, what was your credit limit they approved you for?
Message 7 of 23
Anonymous
Not applicable

Re: RE: Hooters Credit Application

it helps to do some quick searches on the site before posting a new thread Smiley Wink

check this thread: click here
Message 8 of 23
modernsurrender
Established Contributor

Re: RE: Hooters Credit Application

I'm all excited now haha my TU score is probably right around where yours was when you app'd!  Now I'm fighting the urge to app... I'll probably break down and do it later today rofl 
 
Just out of curiousity what was the CL they gave you?  And what kinda baddies do you have?  (I have old co's and a couple recent utility collections I'm fighting dunno if that'll hurt me).
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 9 of 23
NICKI183
Established Contributor

Re: RE: Hooters Credit Application



@Anonymous wrote:
If you guys were approved, what was your credit limit they approved you for?



i was approved for 600, but I don't have high credit scores even. It's beats a complete denial.
Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 10 of 23
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