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Frequent Contributor
lessismore2014
Posts: 404
Registered: ‎06-11-2008
0

RE: Kay Jewelers CC

I have the below scores, would I qualify for a Kay Jeweler card? Experian show med coll that r paid TU doesn't & neither does EQ

 

    612                                                   

 

 

 

614

 

 

700

 

 

 

 

 

 

 

Frequent Contributor
moondog7324
Posts: 488
Registered: ‎04-09-2008
0

Re: RE: Kay Jewelers CC

Yes, I am almost certain you will get approved. Be careful applying to credit you don't need, because you might find a time when you need credit ar it won't be available.
Frequent Contributor
lessismore2014
Posts: 404
Registered: ‎06-11-2008
0

Re: RE: Kay Jewelers CC

I have no revolving credits showing just a old credit card as an AU & my mortgage so I need 2 show a mix
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: RE: Kay Jewelers CC


mnegron1969 wrote:
I have no revolving credits showing just a old credit card as an AU & my mortgage so I need 2 show a mix

 

You don't need to worry about a mix, you just need more revolving credit in general.  A major card will help you more than a store card overall, but store cards such as Kays are often easier to qualify.

 

You can also look at Orchard or better yet, a Credit Union secured card that you can graduate to unsecured in 6 months to a year and have a good credit and financial relationship.

 

IMO.  Good luck!

 

:smileyhappy:

 

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Frequent Contributor
lessismore2014
Posts: 404
Registered: ‎06-11-2008
0

Re: RE: Kay Jewelers CC

thank you for the info

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