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Frequent Contributor
Skye12329
Posts: 353
Registered: ‎07-13-2013

RED Card CLI?

I was wondering with Target RED Card, is there any way to get a CLI? i see everyone with the same limit of $200 like me with decent limits on their other cards. When i contacted Target they said there is no way to ask for one, and they give them out randomly, but when i checked my CR it shows who checked it with a SI and target wasnt on there, so clearly they arent looking. So i was wondering is the only real way to get a CLI by threating to close? Because my friend recently applied instant approved for $2500, so makes me wonder how can i get my CL up on my redcard and not be stuck with a $200...

& Elan Financial Services Visa
Established Contributor
Brusilov
Posts: 601
Registered: ‎01-04-2009

Re: RED Card CLI?

[ Edited ]

From what I've seen on this forum threatening to close the card won't really help, nor will contacting EO.  I'm one of the few that got a CLI from $500 to $1000 after getting the card this June.  I use it every couple weeks and spend maybe $20-30 at a time.

 

edit: spelling error

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: RED Card CLI?

Nope.  One individual attempted escalating it to their EO, which took roughly about 30 days for a call-back, and not much upward movement IIRC.  Threatening to close will not do anything either, they will call your bluff.  On the upside, some folks have been getting auto-CLIs on their REDCards so it just depends what your credit profile looks like and what kind of usage you're putting through it.  I got three auto-CLIs on my Target Visa this year alone.

Regular Contributor
mountainmom
Posts: 230
Registered: ‎09-09-2010

Re: RED Card CLI?

I contacted eo and accomplished nothing. Explained when I got the card I was a student. Now my hhi is 75k, my daughters and I usually do a weekly target shipping trip to see what's new etc etc. i have not used my card since getting their reply. And I haven't been shopping their either. They dont seem to want my business.


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