REI WMC... Anyone interested?

[CarbonCard]

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@Anonymous wrote:

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This is, wait for it

LEGENDARY!

[Anonymous]

LOL

[CarbonCard]

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@Anonymous wrote:
LOL

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I can't help it lol. I've been watching How I Met Your Mother lately hahaha

[CreditUnionFan]

Hmmmm. Nah.

5% on REI purchases...  that could be nice, if one shopped at REI a lot. 

2% on groceries... sounds tasty, but with the 1.75, 1.8, 2.0, 2.2% on general card offers, 2% on groceries only isn't that exciting.

Rewards are paid out annually...  oh, this puts the nail in the coffin for me. Even if I can convince US Bank to look past my ARS and IDA reports to open the account, they have so long to pay out the rewards that for all I know they'll close the account before they have to pay out.

I'll pass for now.

[Ghoshida]

BTW I just got my new MC (it was a Visa earlier).

The bad: they won't give me the WMC. CL is $5k. 

The good (or, average-ish): $40 bonus GC if you spend $2k in 2 months outside REI. So combined with 2X groceries points, if I spent all on groceries, it's a nice 4X. Now, what should I buy? Hmm.

[Anonymous]

Adds 2% to your earnings over 2 months. Not bad i suppose, although I'm not terribly excited to shop REI. Ill pass.

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@Ghoshida wrote:

BTW I just got my new MC (it was a Visa earlier).

The bad: they won't give me the WMC. CL is $5k. 

The good (or, average-ish): $40 bonus GC if you spend $2k in 2 months outside REI. So combined with 2X groceries points, if I spent all on groceries, it's a nice 4X. Now, what should I buy? Hmm.

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[jc7622]

Thanks for the info on CLI's, etc.  I just got the card.  I've been cash only since getting divorced and closing all accounts in 2012 so I'm getting a few cards to help start bringing my score back up.

I'm a REI member and buy a lot there so am used to waiting until the end of the year to get my 10% dividend back.  No big deal waiting on the additional 5%.  Pretty nice to see a few hundred dollars credit sitting in my member account.  

[NRB525]

The common offer I'm seeing is a gift card of non-specific value, and the 2% groceries goes through 3/31/2016 only.

I can get the same terms with the setup I use on my US Bank Cash+ card:

2% groceries on the basic category

Include "Sporting Goods Stores" as one of the 5% categories.

and better yet, if I'm not buying anything at REI that quarter, use the 5% category for something else.

so, No, not needing this card.

[Anonymous]

i hike and camp a lot. would definitely be interested.

anyone who has this card care to provide their approval stats and pulled bureau? only one entry in last two years on the credit pull database.

[happypill]

I go thtis offer in the mail about a week ago.  I do have an REI account but don't shop there that often.  Not interested in the card at this time.