08-28-2007 09:19 AM - edited 08-28-2007 09:23 AM
08-28-2007 09:22 AM
Should go back on as original. Some banks require a hard inquiry to reactivate and sometimes if more than 90 days they refuse reactivation. But putting and older closed account back usually is a good move in my opinion. If there is a balance it is already being factored in to UTL. Can only help not hurt imo.
Message Edited by ilovepizza on 08-28-2007 09:21 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.