REPORT HERE your MOST VALUABLE CARDS don't be shy :)

[Anonymous]

I was on my Discover account tonight and caculated my Cashback bonus redemption history for the past year and WOW! $547.87 of free money!!!! Just for using no annual fee cards! So i went to Citi Double, Capitol one, Bank America and Chase to see their results. Share yours if you want - annual fee + bonuses if you have any 

Last 12 months Cashback earned ...

DISCOVER IT............................$550 

+ Discover Deals

CHASE FREEDOM...................$285

+ Shop through Chase 

CITI DOUBLE CASH.................$260 

BANK AMERICA BBR...............$130

+ BankAmeriDeals

US BANK...................................$125

+ Checking promotion 

eBay Bucks................................$35

CAPITAL ONE QS.....................$10

BARCLAY. REWARD.................$5

FNBO AMEX..............................$3

................ANNUAL FEES:        -  0

TOTAL CASH BACK EARNED: + $1,403

others pending ... + $250 Amex ED

                             + $500 Amex PRG

                                      + $1,000+ Amex Platinum     <----- anyone got that yet?

future cards....    Chase Sapphire Preferred

                           US Bank Cash

[Anonymous]

Discover it - $616.83, Mainly Discover Deals
Sallie Mae - $120....guesstimate, likely a smidge higher
Blue for Business - $69.52
SimplyCash - $48.26
Ink Cash - $31.46, opened a couple months ago
BCE - $25.72

Total Cash Back 2015 = $913.79
Zero AF(s)

Cooling it with the cards for awhile aside from regular monthly necessities. Probably wont see a huge amount of cash back this year. Which is ok.

[kdm31091]

Discover is something around $42 right now, but I think I cashed it out earlier in the year don't remember. Upromise has $64 already, granted $50 of that is the first use bonus but even $14 is not bad for a month of having a card. Quicksilver I have cashed out several times, so couldn't tell you. My Double Cash is at $19 after one statement. BJ's card I cash out often because unfortunately the rewards expire, but I have probably earned $100-120 in rewards this year from them just from spending there. Cash+ is at $17, had for 2 months but generally only using for fast food (5%) and restaurants (2%). going to throw more spend on it so I can get to the $100 for the one-time $25 bonus. BCP is at $29. I cashed in around February or so. But my BCP 6% hasn't kicked in yet as I just upgraded a few weeks ago.

No huge numbers here, I'm a smaller spender and no matter how impressive a huge amount of cash back may be, we still have to spend to get it so I'll stick to being a low spender!

[Anonymous]

My total is kind of lame since I put all of my spend on AF cards but at least I'm getting my points worth out of it. I cashed out freedom and quicksilver awhile ago but Discover is currently over 100 dollars.

[liv]

I'm not doing to bad this year.  I got the Amex ED and have been building up points for a trip this winter.

Discover - $232

BoA        - $128

Cap1      - $ 41

Total      - $401

Amex ED stockpiling points - currently 30,0000

[Anonymous]

Oh you guys are making me jealous! I haven't earned nearly as much. But I didn't start this credit card game until Mid-April of this year, so I am pretty far behind.

Quicksilvers: $61.22

Discover: $87.45

Amex: $180.42

Total: $329.09

My Discover statement cuts tomorrow and I hope to have a lot of cash back on there, from Amazon on Discover deals. And of course Amex is like two months behind on their rewards so I don't have an accurate number.

[longtimelurker]

This type of the thread keeps popping up, so I have to keep agreeing with KDM that it really depends just on quantity of spend and where you spend.    If you spend a $1M and have a 1% card, you get $10K back without any cleverness at all.   If most of your spending is on categories not supported by any card, you do less well than if you spend on well-supported categories such as groceries and gas.

And the biggest numbers come from things not allowed to be discussed here.

[Anonymous]

---

@Anonymous wrote:

I was on my Discover account tonight and caculated my Cashback bonus redemption history for the past year and WOW! $547.87 of free money!!!! Just for using no annual fee cards! So i went to Citi Double, Capitol one, Bank America and Chase to see their results. Share yours if you want - annual fee + bonuses if you have any 

Last 12 months Cashback earned ...

DISCOVER IT............................$550 

+ Discover Deals

CHASE FREEDOM...................$285

+ Shop through Chase 

CITI DOUBLE CASH.................$260 

BANK AMERICA BBR...............$130

+ BankAmeriDeals

US BANK...................................$125

+ Checking promotion 

eBay Bucks................................$35

CAPITAL ONE QS.....................$10

BARCLAY. REWARD.................$5

FNBO AMEX..............................$3

................ANNUAL FEES:        -  0

TOTAL CASH BACK EARNED: + $1,403

others pending ... + $250 Amex ED

                             + $500 Amex PRG

                                      + $1,000+ Amex Platinum     <----- anyone got that yet?

future cards....    Chase Sapphire Preferred

                           US Bank Cash

---

Actually your ED and PRG and Platinum are all much more than that if you redeem for maximum value.  Your title does say CASH though, but I know I wont be redeeming all of mine for cash.

35k Delta miles plus 2k from spend and $50

10k MR points plus 5k from spend ED

50k MR points plus 10k from spend PRG

80k IHG points plus 2k from spend and $50

$100 double cash (approved end of july)

$600 Quicksilver (open december 2014)

$100 Commercebank gift cards (opened september 2014)

not even going to include the 1% from credit one!

not including discover since its too hard to calculate what was mine, a lot was redeemed for shell gift cards $50 for 25, and car rentals over the last 2 years.

Total value:

2,200+400+50+50+100+600+100=$3,500  

Keep in mind taxes were paid, insurance were paid, utilities always ran though etc. I really do NOT spend that much money and coupon a ton. I am pleased with my results but they could be better.

not even including all the amex offers, small business saturday (whos ready?!) and almost 3 grand I got from softserve/isis (20 off 40 numerous times, 15 off 25 numerous times, 50 a month free, spend 80 cents at vending get $5x100+ etc etc)

[Anonymous]

---

@longtimelurker wrote:

This type of the thread keeps popping up, so I have to keep agreeing with KDM that it really depends just on quantity of spend and where you spend.    If you spend a $1M and have a 1% card, you get $10K back without any cleverness at all.   If most of your spending is on categories not supported by any card, you do less well than if you spend on well-supported categories such as groceries and gas.

And the biggest numbers come from things not allowed to be discussed here.

---

I am curious what you meant by "And the biggest numbers come from things not allowed to be discussed here."

Could you PM me ?

[dragontears]

---

@longtimelurker wrote:

This type of the thread keeps popping up, so I have to keep agreeing with KDM that it really depends just on quantity of spend and where you spend.    If you spend a $1M and have a 1% card, you get $10K back without any cleverness at all.   If most of your spending is on categories not supported by any card, you do less well than if you spend on well-supported categories such as groceries and gas.

And the biggest numbers come from things not allowed to be discussed here.

---

I completely agree with this, someone making 50k/yr will have far less spend than someone who makes 100k/year. This is really a case of apples to oragnes comparison as well as another "keeping up with the Jones" type thread which really isn't useful unless you are looking to brag.

maybe a cash back % would be more fair comparison then straight cash back value....