I got a nice letter from US Bank yesterday. They raised my rate to 24.97% on my secured card. (It was 14.97%) Ha ha ha ha ha ha!!! I have always PIF'd this card so a high rate like that does not bug me, but it gives me the option of not accepting the increase and cancelling the card.
Classic.
Maybe this means they will unsecure it next month when it turns a year old.
