Is there anything I can do to get my Radio Shack card back on my credit report? It's my oldest account (opened in '95) and I'd really like to get my history back. I called citibank and they say they are still reporting it. Looking back at my old EQ reports, it looks like the last time I actually carried a balance and paid interest was in 12/98. I'm guessing the account dropped off in 12/08. I've used the card since then, but always PIF when I get the statement.
I just put $35 on it 3 weeks ago and will make the $10 minimum payment over the next 3 months. Is there anything else I can do?
The last statement with a balance was on 11/26/08. I pif on 12/05/08. Before that, I used the card in 12/07 and I PIF when I got the statement. The current statement is for 1/26/09 and I only paid the $10 minimum payment.
I can actually dispute an account the CRA seems to think doesn't exist?
It just showed up on my Experian report yesterday...with my current balance, not the statement balance. My statement closes around the 28th every month and it looks like they are reporting around the 15th. I guess this explains why it didn't show any activity; I have paid in full just a few days after the closing date whenever I used the card. It probably has been a zero balance for over 10 years on the 15th.
Hopefully it will update and be back on my TU and EQ reports soon.
It showed up on TU today...looks like it's gonna be back to reporting correctly.