cancel
Showing results for 
Search instead for 
Did you mean: 

Raising credit scores

tag
Anonymous
Not applicable

Re: Raising credit scores



l9ikjam wrote:
I got a AMEX card with a $1000 limit. I had a $654 balance on the card and my TU score went from 708 to 688 until AMEX updated my next months balance. My UTL was still under 9% across all of my cards.

Yep, individual utilization is just as important as overall utilization.  I got 10 points on EX when my Amex util went from 42% to 2%, even though my overall util only went from 8% to 6%.

 
Message 11 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.