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hey guys, love the community a lot.. I've never known where to turn to for advice about this I feel everyone is out for their own good with credit specialists andc redit repair firms I always steer clear of that so I figured you guys could help?
I'm 24 years old, I have 100k in the bank (business bank account), I have absolutely ZERO business credit. It's an LLC and I'm the sole owner. I have an EIN # and a D&B number but beyond that it's all relying on my personal credit score.
My personal score is now a 580. The reason it's so low is because I have 2 defaulted student loans being rehabbed at the moment and those 2 defaults will come off my credit in about 4-5 months.
I have no other negatives by a charged off ( And then Paid/settled (not in ful)) Chase Credit Card
Current Cards-
Capital One Card -$500 limit (paid always)
BoFA Card - 1k Limit (Paid ALways)
I bank wiht chase, and my banker tried to get me approved for Chase INK multiple times, even with special considerations of my large account balance and history of banking with them...
What can I do to:
a) establish biz credit
b) raise my current credit card limits
c) eventually be able to get biz credit cards and an amex.
You could always get a secured card for as large of a limit as you want. $5k, $10k, etc. Then, hopefully they'll unsecure it, and you'll have a badass credit limit.
how old is your cap 1.......could call exec office and try n get a limit increase.
@gijoe4500 wrote:You could always get a secured card for as large of a limit as you want. $5k, $10k, etc. Then, hopefully they'll unsecure it, and you'll have a badass credit limit.
+1
Secured business credit card.
Hey guys. Im back from hiatus. My cap one is from 2007, i can call exec office? What is their number?
Happy to say my creditg score is now a 664! I still want to build up buisness credit
ideas?