Rapid Reporting - Citi card

[MidnightVoice]

I just applied for a CITI hotel card for travel.  I applied Monday online, and got an email to call them.  I called and got the card (CL $15K).  The next day the card and CL and balance ($0) were reporting to the CRAs.  I don't have the card yet, so obviously I have not activated it or used it!

That is the fastest I have ever seen a card report 

[Scuba]

Why do you think they wanted you to call in?

What questions did they ask you?

[MsLadyRover]

Congrats on the new card! Nice limit!

[MidnightVoice]

I found that interesting, and I really have no idea.  They asked me nothing that was not on the application.  I expected questions about recent inqs and accounts and I had answers ready (refinance, 6 months interest free for airconditioner replacement, getting hotel cards).

So really strange, but I am happy

[bahbahd]

They wanted to know what kinda car they drive

[OptimalCS]

Citi and Discover are lighting fast!

[MidnightVoice]

I have never before had a card report before I have actually received the card.

And never had to call after an application for no apparent reason that I can discern

[09Lexie]

Congrats, that's a nice CL!

[myjourney]

Nice limit 

Congrats on the approval

[MidnightVoice]

This one card and the inq had interesting effects on my CK scores 

TU score - down 10

Vantage Score - up 17

Auto Insurance score - down 22

Home Insurance score - unchanged

Now I know it is only CK, but it clearly shows how different models respond very differently to a single event (add 1 cc and inq).  This was my only change in the last week