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i just applied the barclays mastercard and it was approed for 1500.
i asked for a limits increase but the staff said another hard pull is required and he suggested me to do it after 6 months of normal activity on the card.
any fellow wanna share the opinion of this card?
thanks.
Mod: I spun this off as a new thread as this was attached to a thread that was more than a year old. A fresh discussion can start here.
I have had my NFL card for almost a year. Two CLI's. Started with $500 then to $1000 and now $2000 Just cashed in my reward points. So far so good.
Congrats on the new card!
I was approved for a Barclays credit card in May, $1500 limit. I called and asked for more, and allowed a HP.
All I got out of it was the additional HP to pull my credit score down. They wouldn't give an extra inch of credit limit.
So, based solely on my one experience, I suggest you wait 6 months and see if they give you an auto CLI, and then if necessary use a HP for a CLI. That way they will have some experience of you using the card, and you will have a much better chance of getting something for the HP.
Congarts on your new card
My barclay history
Approved 12/31/12
Auto CLI 6/12/13
i actually did called and ask for a increase. however, the lady told me a second pull is required and the chances of getting a higher limit is low.
i told her no thanks and she said wait for 6 months of regular use of the card then get a increase.
Did you speak with CSR or credit analyst? I ask because I was able to recon my initial limit without an additional HP.
The card has been great for me. Easy to track rewards and the bonus of getting 2X points at a lot of places I didn't expect. Barclay is quick with applying paymnts and points.
@FocusedAndDetermined wrote:Did you speak with CSR or credit analyst? I ask because I was able to recon my initial limit without an additional HP.
The card has been great for me. Easy to track rewards and the bonus of getting 2X points at a lot of places I didn't expect. Barclay is quick with applying paymnts and points.
honestly, i didnt know. it is just SOME lady on the phone.
but she is pretty confirm with me that the odds of being approve is low. so i trust her