I have 2 USAA mastercards and my highest limit is 7000.00 and the other is 4000.00. I would love to have a credit card with a 10,000 limit or higher. I think it would make it easier to get higher limit cards, instead of the mediocre lines I have recently got.
Can I re-allocate the 4000 limit to the 7000 card and then close the card? That would leave me with 1 USAA card but with a higher limit! Less cards to manage also.
I also have 2 AMEX revolvers, Delta and SPG. The Delta has only 1000.00 credit limit and I was denied a CLI at the 60 days. My SPG has a 5000 limit...can I move the Delta line over to the SPG and close Delta? I've heard that both AMEX and USAA will re-allocate credit lines, just wondering if anyone has done it and does it make a difference?
Any advice is much appreciated!
Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789 Goal: 700+ across the board.